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Automotive Financing for Everyone. Apply today!

Has your credit been hurt by the following?

  • Are you currently in collections, or have a disability or illness?
  • Have you been divorced, suffered a job loss, or bankruptcy? 
  • Are you a first time buyer, or are new to Canada?

We believe that everyone should have access to our expertise in securing the automotive financing that will help you build or repair your credit. That’s why we created our Fresh Start Credit program.



Other institutions loan money based on your credit score. We work towards an approval that doesn't weigh heavy on previous credit. We focus on getting you into a vehicle you love, and moving your credit forward. 

We want you to:


Save Money


Build Credit


We help Canadians get back In The Drivers Seat!

What does building your credit with Fresh Start Credit do for you?



Improving your Credit Score helps you qualify for a better mortgage rate in the future.



Improving your Credit Score helps you qualify for better interest rate on future car loans.


More Credit

Improving your Credit Score helps you qualify for a credit card, line of credit, and more from the bank.


Customer Reviews

The whole process was awesome. Kealy was friendly, knowledgeable and professional. The process was easy and quick. I would highly recommend fresh start credit.
—Braden B.
Thanks for all the info and I hope that my credit can be fixed. It’s nice to find a car company that actually cares about peoples financial issues and tries the best they can to help in any way they possibly can, not like most companies that just take whatever and everything they can get out of people.
—Cheyenne A.
Kealy made the experience of buying a vehicle very simple and a overall a great experience. I would highly recommend her.
— Chantelle R.