FAQ

Find the answers to commonly asked questions below. If you have a question not answered here please Contact Us and we will get back to your as soon as possible.

+ What does Fresh Start Credit do?

We understand that there are many reasons that Canadians are in debt. Job loss, health issues, divorce, and many other reasons can contribute to low or no credit. Fresh Start Credit works with you to get approved vehicle financing that does not weigh heavily on your previous credit score. Once you have been approved, your vehicle payments will help you to improve your credit score.

+ Where are you located?

We are located at 331 Circle Drive West in Saskatoon, SK. We will work with people all over Canada to improve their credit.

+ Can't get to our office? We can still help!

We can help you repair your credit over the phone/ email and we offer a vehicle delivery service too!

+ Need to trade your current vehicle?

No problem, we will pay you market value for your trade and pay off your existing loan balance!

+ What is the process?

Once you complete the online credit application we will reach out to you. We will review your current credit situation with you and figure out the next steps to improve your credit.

+ What kind of interest rates can I get?

Our interest rates vary based on a number of different factors. Please fill out the credit approval form to help us get in touch with you. Once we speak to you and learn about your situation, we will work with you to get the best rate possible.

+ How do I apply?

You can through our online credit application or by calling: 1-888-263-2987.

+ Can you help someone that is going through bankruptcy?

Yes. We work with many people who have gone through some type of financial distress. We have helped individuals who did not have any other credit building options. We want to help you rebuild your credit.

+ How do you help build my credit?

Fresh Start Credit works with you to get approved financing that does not weigh heavily on your previous credit score. Once you have been approved, the vehicle payments you make will help to improve your credit score.

+ Will you be checking my current credit score?

Checking your credit hurts your credit score. That is why we avoid checking it, and instead work with you to use other factors to determine your credit.